Terms: Please be aware, when you book your retreat with Kim Raysmith Retreats, there are many deposits and payments made to secure the retreat, that are nonrefundable to our company. As a retreat provider we are subject to nonrefundable payments and 7% VAT Thailand Tax. Therefore we have a nonnegotiable refund policy : Refunds are available until 1 November 2024 (minus a $25 handling fee). From 1 November 2024 onward no refunds are available. Kim Raysmith Retreats recommends early purchase of travel insurance that covers for personal sickness, injury and or and family events, if in the event the participant needs to cancel their place on the retreat. We regret there are no deviations to these terms. However, if a replacement participant is found, a refund of the amount the replacement participant pays will be transferred to the guest requiring the cancellation. This is not a guarantee, however all efforts will be made to help the cancelled participant to find a replacement. It is a requirement of the retreat that each participant purchases & has in place, valid international travel insurance that includes hospital cover and transport back to their place of origin for the period they are on retreat including flight travel times. By reading and accepting this information you are responsible for taking out this cover prior to the commencement of the Retreat. Kim Raysmith Retreats - Cancellation by the host: If in the event the retreat is cancelled by Kim Raysmith Retreats, you will need to claim any losses via your insurance, however all means will be taken to proceed with the retreat. RELEASE OF LIABILITY AND ASSUMPTION OF ALL RISK RESPONSIBILITY: Kim Raysmith Retreats, is a retreat provider, we do not accept any responsibility for losses, additional expense, changes in travel schedules, injury or illness while on, before or after the retreat. All such losses, expenses, or illness, will be the responsibility of the participant. Certain risks and dangers may arise on your retreat, including, but not limited to, the hazards of traveling to the retreat location, forces of nature, an accident or the onset of illness. Kim Raysmith Retreats will not be held liable for events arising out of or relating to any injury, loss or damage to person and property that may be sustained as a result of participation on the Retreat. Kim Raysmith Retreats is released of all claims, actions, lawsuits, damages arising out of or relating to guests participates on the Retreat. Kim Raysmith retreats requests that participants do not hire or ride mopeds, e-bikes or motorbikes during the 7 days of the retreat. Kim Raysmith Retreats will use their best efforts to ensure that all adequate measures are taken to avoid injury or illness occurrences and that the retreat is run smoothly and without issues. We pride ourselves on our desire to deliver you the best and most professional retreats. By signing this Retreat Contract, you are voluntarily participating in the retreat activities with the knowledge of any unforeseen risks involved and hereby agree to accept any risks. As lawful consideration for the agreement with Kim Raysmith Retreats you hereby agree that you will not make any claim against Kim Raysmith Retreats & their facilitators & you release them from all claim actions and demands that you may have for bodily injury, death, or property damage arising from my participation in this retreat. Signing of the Retreat Contract will serve as your release of Liability and Assumption of Risk agreement. This retreat is an alcohol-free health retreat, please do not bring or consume alcohol during the retreat.